These maps are meant to supersede the Advisory Base Flood Elevations released earlier this year by the agency. Zoom in or search by address in the interactive map to the left to compare the new and old flood zones.
What does reverting back to AE from V zone mean? Highlands residents no longer have to move their houses or use a costly, screwlike form of pilings called helical piles during the elevation work. Which means significant savings for residents. Raising a home in a “V” zone could cost up to $30,000 more than in an “A” zone.
The number behind the letter is as equally important. For example: A-8, AE-11 or AO-12. The number behind the letter represents how high your home now needs to be above the elevation. For example, if you first floor is currently rests at 9 feet above the BFE. They changed it to AE-11. This means that you are 2 foot below the Base Flood Elevation (BFE Level). If you choose to not raise my house above this 11 foot elevation requirement, you will be hit with excessive flood insurance rates in the next four years for two reasons. 1. The government subsidy was removed. 2. The house is a higher risk hazard to insure. This is the specific to the changes in the Biggerts Water Act of 2012. Irregardless of Sandy, we were all getting hit with these rate increases.
To view official memo on what changes to Flood insurance will take place after Oct 2013 click here